Personal Finance/Investing PDF

I’m creating a beginner-friendly digital product about personal finance, saving, and investing.

This product will be sold as a low-cost ($8–$10) upsell to audiobook listeners, so it must be:

Extremely simple

- Highly actionable

- Easy to follow for complete beginners

- Visually clean and not overwhelming

Goal of the Product:

- Help someone with zero financial knowledge:

- Take control of their money in 7 days

- Build a simple money system

- Invest their first $100 in a low-cost index fund

Content Style (SUPER IMPORTANT):

The content should be inspired by the approach of Ramit Sethi:

- Focus on systems, not restrictions

- Emphasize automation and simplicity

- Avoid overwhelm and complex financial jargon

- Focus on “what to do” instead of “what to know”

-Make the reader feel calm and in control

Scope of Work:

1. Main PDF Guide

Create a 10–15 page visual PDF

Includes:

A “7-Day Money Reset Plan” (1 page per day)

A simple, step-by-step investing starter guide

Clear checklists and action steps

Minimal text, maximum clarity

2. Visual Structure & Design

The PDF should:

Be clean and modern (Apple / Notion style)

Use clear sections, spacing, and hierarchy

Include simple diagrams (money flow, allocation, etc.)

Avoid large text blocks

3. Worksheets / Templates

Include simple, beginner-friendly tools:

Basic money overview (income / expenses)

Simple “money split” visual (spending / saving / investing)

Step-by-step investing checklist

KEY FOCUS: ACTIONABLE INVESTING SECTION

This is the most important part of the product.

The investing section must:

Be extremely simple and beginner-safe

Remove all confusion and hesitation

Lead to immediate action

The investing section should include:

1. Simple Explanation:

What an index fund is (no jargon)

Why it’s the best beginner option

2. Clear Strategy:

ONE simple approach: Invest in a low-cost global index fund

3. Real Examples:

Provide examples like:

S&P 500 index fund

Total market index fund

Global index fund

(Keep it general so it works worldwide)

4. Step-by-Step Action Plan:

The user should be able to follow this without Googling:

Open an investment app

Search for:

“Global index fund” OR

“S&P 500 index fund”

Invest first $100

5. “What NOT to Do” Section:

Don’t pick individual stocks

Don’t wait for the perfect time

Don’t over-research

6. Mindset Shift:

Emphasize:

“The goal is not to be perfect, but to start.”

“Automation and consistency beat complexity.”

Deliverables:

- Final PDF (ready to sell on Gumroad)

- Editable source file (Canva)

I

deal Candidate:

Experience creating beginner-friendly guides

Strong ability to simplify complex topics

Clean, modern design skills

Bonus: experience with personal finance content

To Apply:

Please include:

1–2 relevant samples (PDFs, guides, or similar work)

A short message explaining: How you would make this extremely simple and actionable for beginners

A more detailed outline will be provided later..

Regards

Christian